Not As Bad As I Once Was
Years ago, when I was having some serious credit issues, I tried my best, but my credit got worse and worse over time. In fact, it finally got to the point that my phone was ringing more because of a commercial collection agency than any other reason. Once they start calling, it seems you can never get them to stop, so it’s best to work out a payment arrangement if you can. I learned the hard way.
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